All posts by: Start Fresh NW

6 Bad Habits that Can Lead to Bankruptcy Facing financial ruin and having to declare bankruptcy is a terrifying experience, but one that unfortunately affects many people within the U.S. In order to make sure that you’re financially set and have all of your monetary affairs in order, here are six bad habits that can […]

The Difference Between Secured Debt and Unsecured Debt No debt is the same. In fact, debt is usually placed in one of the following categories: secured debt and unsecured debt. Such a categorization is very essential, since it guides you in your borrowing habits and determines the type of payment terms that accompany the debt. […]

Why should I hire a bankruptcy attorney? When filing for bankruptcy, there are a myriad of rules and regulations that must be adhered to. If regulations aren’t met and technical missteps are made, the errors can be costly in regards to a debtor’s rights. If you’re filing for bankruptcy, you have the right to file […]

How Will Bankruptcy Affect My Small Business? Facing bankruptcy can be a daunting thing, especially if you’re the owner of a small business. If you’re facing financial hardship in Washington State and considering filing bankruptcy, here is what you need to know about how bankruptcy will affect your small business: Sole Proprietorship Businesses A sole […]

When considering your financial situation, it is important to know where you stand. Many people find when they are financially distressed; they need to file bankruptcy to start their financial life over again. Bankruptcy and debt consolidation are two different options to help you pay off your debts, and move forward with your life. Congress […]

Can Bankruptcy Remove Student Loan Debt? Having debt is a burden to anyone. If you are dealing with high amounts of credit card debt, medical debt, and student loan debt, you might consider bankruptcy. Will bankruptcy discharge student loan debt? This is something that has been questioned for years. Here are some things you need […]

Understanding the difference between chapter 7 and chapter 13 Chapter 7 and Chapter 13 Explained Filing for bankruptcy can be one of the most difficult decisions of a person’s financial life. When it comes to eliminating overwhelming debt, there are several options to choose from. Each of these have their own positives and negatives, and […]

How does debt settlement work and how can it help me? If you are living paycheck-to-paycheck, you are not alone. There is a debt plague happening across America, as many people lost their jobs, their savings, and are living on borrowed money. If you have a high debt-to-income ratio, debt settlement might seem like an […]

Filing for bankruptcy can be a hard decision to make.  It means looking at the reality of your financial situation and realizing that you are no longer in control.  For many this decision is reached after failed attempts to turn their debt situation around in other ways and after being in denial about the true […]

The Positives of Bankruptcy Far too often people stop paying their bills because they simply do not have the money to pay. Is bankruptcy the right decision? Can it help you start a new life free of debt and financial burdens? Declaring bankruptcy is actually something that can help you, and can protect you from […]