In some cases, bankruptcy may not be the best option for you. Debt settlement provides a solution for folks with individual debts they wish to negotiate, or if you do not qualify for a bankruptcy.Learn More
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In some cases, bankruptcy may not be the best option for you. Debt settlement provides a solution for folks with individual debts they wish to negotiate, or if you do not qualify for a bankruptcy.Learn More
In a Chapter 13 bankruptcy, you keep your property, but pay back a portion of your debt over a short three or five year period. Chapter 13 should always be prepared by an attorney.Learn More
Also know as a "simple 7" or a "straight liquidation," a Chapter 7 bankruptcy may eliminate many or all of your debts. In most cases, you may also be able to keep all of your property.Learn More
We do this every day, but it's probably brand new to you. Click here to see the answers to some of our clients' most-asked questions.Learn More
Jaclyn Bray did a great job for me. She was very professional and went beyond to keep me happy and was very helpful with my divorce. I would recommend her highly. She had a lot to contend with and was successful in doing it.
Every staff member at this agency is helpful and unbelievably patient. When I walked in I had no idea what I was doing, I just knew I needed help. They listened and helped me figure out the best way to move forward and resolve the overwhelming financial situation I was in, and then were with me every step of the way and afterwards as people kept trying to collect money. Thank you so much for all of your help, ladies!
The matter was resolved very quickly and the staff members were very helpful and polite.
Had a great experience from start to finish! The Lauber Dancey team made it possible to file Chapter 7 with as little disruption as possible to my life and offered sound guidance through every step of the process. Thanks!
Ashley, Delaina, Janna, and Emily were so great to work with! Making the decision to file bankruptcy can be a scary and overwhelming process. LauberDancey made the process very easy and comfortable. I started with a free consultation, and I was able to call or email with any questions I had throughout the process. I talked mostly with Janna. She was always so friendly and helpful. I feel they all took wonderful care of me and I would definitely recommend them to anyone who needs their help.
This has been a difficult time for me. Not o ly did I have to file bankruptcy, my body and health have been steadily falling apart. I can not tell you how much I appreciate the patience of your staff. Responses to my inquiries have always been rapid and helpful. Thank you especially to Jana for never mentioning how many times I asked her to resend documents.
My experience with Lauber and Dancey has exceeded my expectations of client/attorney interactions. L&D's attentiveness and kindness has not gone unrecognized. This team of ladies have made a very difficult situation much easier for me, and I thank them 10x for that. I was facing my bankruptcy with a mountain of shame and anxiety, and they were able to shrink my mountain into a speed bump. From the front office to the attorneys, all of the staff have been very pleasant and easy to engage with.
Thank you for helping me all the way through this case with patience.
Lauber Dancey Attorneys were very helpful and guided us through the whole process. Being terrified of the whole process of Chapter 13, they made it less terrifying. I would definitely recommend them for any bankruptcy or Debt consolidation needs.
They made the process smooth and pain free. Never made us feel judged or embarrassed. Would recommend to anyone.
Everyone has been extremely courteous and professional in my dealings with all of the people at this firm. I would highly recommend them to anyone!
Very professional and thorough. Always available to answer questions about my case.
They took away the anxiety from both my wife and me. They walked through the entire process and were totally helpful.
I don't say the reason I thought the servicing rating was great is because the office took my case pro bono...I say it because they were very kind, fast and efficient. Janna at the front desk was exceptionally good at what she does and always responded to my questions w/a smile. For being a painful and embarrassing experience in my life everyone who I met w/ there was quick to help put aside those feelings for me. Thank you for everything.
Fantastic firm, very helpfully, always answered all my questions promptly, everyone I had talked to was very respectful and courteous, if I ever have the need to hire the team again, I would in a heartbeat. I would refer them to anyone and everyone needing to start fresh, thank you all for such a wonderful job, and it has been a pleasure working with you.. Cheers and best wishes
Everyone on the team has been a pleasure to work with. The entire process sailed through smoothly and was much more enjoyable than I ever imagined. I strongly recommend the Start Fresh Northwest/Lauber Dancey, PLLC team for their expertise and collaboration.
Lauber Dancey were very supportive and responsive when I had questions, and they were great about all the changes I had in circumstances during the whole process.
Everyone at Lauber Dancey was absolutely fabulous to work with. Bankruptcy is a difficult process to navigate but these ladies were phenomenal! Thank you both so much for making my experience a positive one.
I had a complicated legal issue that required close communication between an attorney to handle out of state communication with my x-wife while working concurrently with my local home refinance team. Compounding my legal woes I needed legal help to navigate through a rather complicated judgment pay off that required a skilled dept reduction negotiator. I'm happy to report that ALL of my legal needs were addressed in a timely fashion. I went through a phase of mass communications with my attorney and she guided me through to a successful completion . I highly recommend you visit Lauberdancey.com for a consultation, get the ball rolling now! Thanks!
No one is excited about having to use a lawyer! Our case was complicated, we needed someone to get to the bottom of the problem quickly, so that we could get it resolved quickly. The whole office was helpful, our phone calls, emails, questions all taken care of with total professionalism. They were upfront with all costs, so that we could plan accordingly, they kept us apprised of all elements, of the case, and were always open to any questions or concerns. Recommend highly.
Process was easy and stress free and I would recommend to anyone in need. Excellent lawyers and staff.
Lauber Dancey kept me well informed and gave me the best possible outcome for my situation. They were always there to answer any questions I had and never made me feel that I was a bother. They treated me like a valuable person and never let me feel that my bankruptcy was due to my stupidity. I would highly recommend their services to anyone in financial difficulty. Lauber Dancey are awesome to work with.
I don't know if I already sent this, but I would like to thank Lauber Dancey for all their help. They were wonderful to work with. I went into my Chapter 7 bankruptcy with so much fear and shame. Helping me through the whole process so smoothly and with top professionalism. And always reassuring me that everything will be good again. Sometimes bad things can happen to good people. I am now starting over and feel like a brick has been lifted off my shoulders. Thank you both for all your help!
Having to go through bankruptcy can be a challenging and scary time. Ashley, Delaina and Jenna all made this process a smooth one. We especially appreciated the fact that we weren't judged (our biggest fear). We were seen and heard and all of our questions were answered with compassion and clarity. We highly recommend their services to anyone that finds themselves struggling to stay afloat financially. They are very decent women with your best interests at heart.
they are amazing team, in worst situation they made my life better, they work with me in all my problems, I cant say thank you more then they deserve.
I would highly recommend choosing Lauber & Dancey as I couldn’t have asked for a better bankruptcy experience! Delaina and Ashley took care of everything, making the process simple and prompt. They also provided me with the patience and reassurance I needed. Not only were Delaina and Ashley great to work with, Janna is a compliment to their team as she is also friendly, knowledgeable, and pays close attention to detail. Thank you to these awesome ladies!
The only part that was odd to me is that, while I was referred to Ashley from Kat, all of my interactions were with Delaina. I feel my paperwork should have had her name on it, not Ashley's, and Delaina should have been with me in court. Delaina is amazing. I was so stressed out about my finances that a friend suggested I at least have a consultation. I sat with Delaina and so much weight lifted off of my shoulders after the consult. She made the process easy and stress free !
I was a nervous Nellie, but this law firm was so patient and so helpful. Everything went well and we feel relieved and grateful for such good legal service. Thank you so much Ashley, Delaina and Jannna! Carrie and Tobi
Ashley's perfect balance of skilled professionalism & down to earth candor is a breath of fresh air. Little things mattered, like never feeling "squeezed in," or battling a gatekeeper & emails switching w/out prompting from personal-work based on time. Responses took 2hrs max, regardless of significance or time of day. I had issues w/creditors mths after discharge & expected a 1-2 day wait when I reached out, but Ashley had handled it by the time I’d gotten to work & made coffee, even though I was no longer footing the bill.. & that's a testament of truly superior service.
I am very pleased with how my Bankruptcy was handled. It couldn't have been handled any better. These ladies are wonderful. Very thorough and work well together.
Ashley Labers firm out those from start to finish. When we were confused and didn't know what to do I emailed or called her and she promptly gave me an answer. The firm made Chapter 7 bankruptcy a breeze. I strongly recommend anybody in the state of Washington looking to file for bankruptcy contact Ashley and her team right away. From start to finish in our case only took about two months to complete the process and now we can start the healing process Thank you.
From the moment I walked into the Lauber Dancey office, I knew they were the right attorney's for our situation. Our situation was a bit complicated and timing was critical but they were very accommodating, wise and thorough. I knew if anything came up I could count on them. I am so grateful for their knowledge and guidance.
You and your staff are amazing and super supportive and respectful. Thank you for everything
I loved my lawyers. They were always very helpful and always answered any questions I had.
I used there services for filing bankruptcy, and they made it very easy, and always kept me informed. Very kind and professiona as well.I Would recommend them to other people in need of filing bankrupcy.
The service that I received was very throughout, friendly, professional and prompt! I was honestly surprised how quickly the entire process took from start to finish! Everything was explained to me and if I ever had any questions, they were answered quickly - which is very important to me in any business transaction. The service that I received from all the ladies was very helpful and you can tell that they work together well and communicate as a team! I'm very satisfied w/my experience!
Ashley was very helpful, She answered all my questions and concerns very professionally and accurately. I was very impressed with the calm manner she handled the day of my hearing which made me feel at ease. I would definitely recommend her and her staff to friends for any legal matters that they would need.
My attorney's at LauberDancey have made this Bankruptcy process smooth and efficient, creating an almost pleasant experience out of one that has potential for instilling fear and feelings of failure. They were very professional and friendly, as was their Receptionist, Janna. I hesitated a long while before making the decision to file. They made my job, once I finalized my decision to do it, cut and dry and carefully walked me through the necessary steps. I am VERY glad I chose them!
The services provided were exemplary. Everything was very speedy and well handled. Contrary to prior fears, the whole experience has been extremely painless. Many thanks and much appreciated!
Ashley was incredible. She was very clear and realistic about my case and made me feel so comfortable. I feel like she worked hard and got me a settlement which made it feel possible to get back on track. Thank you so much.
Very professional and thorough.
Delaina and Ashley were both very professional and walked me step by step through this very unpleasant process. As well, they provided encouragement that things would get better and that one could climb back out of this. It was what I really needed to hear. They communicated quickly and answered any questions I had throughout the entire process.
Ashley and her partner were fantastic, service was great. They made everything quick and painless. There are several options out there but I'm happy I made the choice to go with this firm.
I received a great service from beginning to end! I received calls from time to time just checking in to see if I had any questions and that really helped during this trying time. I appreciate all of the help and guidance during this situation.
Lauber Dancey '', A consumer Bankruptcy and Family Law Firm" is by far the best attorneys that I have ever retained or even heard about from other clients. I was extremely happy with the results of my case and I have already referred them to some friends of mine. They are very nice people, very understanding, and knowledgeable. I will return to them if ever I need legal advice in the future and advise as many people as I can to do the same. Thank You so much Ashley and Delaina Lauber.
Our case was professionally handle and Delaina and Ashley had been very helpful and thoroughly explain every detail to us, made our filing so easy and worry free. In out financial difficulty, we were lucky to have them represent us, and we highly recommend Delaina and Ashley as your attorney!
Lauber and Dancey was very detailed and punctual with our concerns and questions. They were very willing to correspond with us via email being that I'm deaf (I don't do phone calls very well). I would wholeheartedly recommend their services to anyone in need of debt relief. Thank you again!
Great service and very nice!!
I had a great experience working with Ashley Lauber. She made this difficult process very easy. She was clear on explaining everything and was always easy to reach with questions. She was very prompt in returning my calls or emails. I would definitely use this firm again, or refer them to anyone I know that needs this type of lawyer.
Ashley, Delaina, and Janna were amazing to work with through my Chapter 13. I was super nervous about the process, but they made it so easy. I really appreciate how informative and knowledgeable they are, and how supportive! Thanks!
I feel incredibly fortunate that I met Ashley Lauber and Delaina Dancey. I never thought that I would need to file for bankruptcy, but when the need came, they were there for me. They helped me get through the paperwork and filing, as well as my hearing. Most important,y they got me through my embarrassement and feeling of helplessness. i cannot thank them enough. They were very professional and very human. They seem to care and they took great care of me. I cannot recommend them enough!!
I hired [Lauber Dancey/Start Fresh Northwest] for debt issue and ended up not needing to go through with my plans to resolve the debt as something else came up to help me resolve my debt. Ms. Lauber was very informative, helpful and understanding. She gave me great input and was prompt in returning my emails/phone calls when I had questions. She was thorough and professional. I would recommend Lauber Dancey. It was a pleasure doing business with them.
I had been procrastinating on filing for bankruptcy for a long time. I have used [Referral Site] before and decided to try it again. Ashley was super fast with a response and we e-mailed back and forth almost immediately. She told me to let her know if she could match other quotes I received, and was very clear on the benefits of using Start Fresh Northwest. She quoted me a great price that included a partial payment to the court, which made the payment process easier. I felt great about our interactions so I chose her company. I met with her partner Delaina, and she met me at my neighborhood Starbucks twice, once to go over the contract and the 2nd time to do the actual paper work. They are both super flexible and would have done most everything over phone and fax if that is what I wanted. The process was emotional for me, and both Ashley and Delaina were awesome. They responded to my phone calls, e-mails and texts immediately, and made me feel better when I had concerns when other people, not bankruptcy attorneys offered their 2 cents about filing for bankruptcy. We are almost done, with a hearing coming up and I'm relieved it's almost over. I am all about customer service and Fresh Start Northwest totally gets it! It has also been nice working with a company run by women. Lawyers can be intimidating and I often felt like I was talking to a friend when voicing concerns. I never felt like any question was to small or stupid to ask. Use them! You won't regret it!
I couldn't have asked for a better experience during these trying times. Thank you VERY much.
Ashley and Delaina did a great job in answering all of our questions. We were very nervous about going through this process, but I was confident in the representation. Their experience in this field is important to knowing what to expect and how to handle any problems. I highly recommend using them.
Ashley and Delania were totally awesome. I loved that I didn't have to sit in some fancy waiting room. This was one of the hardest decisions I have had to make and both of these attorneys listened with genuine concern. I felt confident that they were talking care of my case. Thanks to both of you.
[Lauber Dancey/Start Fresh Northwest] worked hard from the beginning through the entire process to protect and inform me with diligence. I will not hesitate to refer anyone of my acquaintances to her for representation.
"Met me after work hours and on a Saturday so I didn't have to take time off work. Also was allowed to email back and forth. Always responded to the emails within 24 hours and was very nice and helpful. Explained things so that I could understand them and not in "attorney language." Would recommend this office to everyone that needs to file bankruptcy."
"Answered all questions quickly, very respectful if the difficult situation we are in. Thorough and approachable. Would highly recommend this firm!"
I felt very lucky to have you represent me during this trying period in my life. I'm very happy with your services.
"Entered the building looking for another attorney for which I had an appointment with. I was never able to locate the attorney and the office I was directed to was both unmarked and locked. to me this indicates a lack of customer service and attention to detail. I literally ran into Lauber and Dancey. They were kind, friendly and more the willing to assist me without being intimidating or aggressive in their style. In other words I knew they would helpful professional and caring. thank you!!"
"Lauber Dancey has been spectacular, making this process so stress free and with better results than I could have imagined. From the bottom of my heart, thank you. You made a big difference for this girl.”
“Lauber Dancey made me feel empowered as a client. I did not know what to expect, but was impressed with the level of service I received. I felt supremely confident in her abilities and was impressed with the knowledge she displayed. Ashley answered all my questions as if I were her only client and followed up with me to ensure I was well informed with every step of the process. I would highly recommend their services to anyone who is considering a bankruptcy.”
“Since retaining Lauber Dancey to handle our bankruptcy, she has been professional and knowledgeable. She made the effort to meet with us in a convenient location, to help accommodate our physical challenges. Lauber Dancey and the firm staff have been prompt, courteous, and informative at all times. We most definitely recommend Lauber Dancey to anyone considering bankruptcy. "
"We couldn't be happier with the Lauber Dancey firm. The professional response and attention they give to each of their clients is remarkable. Ms Lauber cares about each of her clients and is alway there when we have a question. Her quick professional responses always put our minds at ease. Having the support of the Lauber Dancey firm and Ms. Lauber during such a hard time makes going through this process less stressful and that much easier. We would recommend this firm and Ms. Lauber to any of our friends and family facing bankruptcy. "
We provide two different types of consumer bankruptcies– Chapter 7 and Chapter 13. Chapter 7 is the “Start Fresh” bankruptcy. It will get rid of credit card debt, medical debt, old auto repossession charges and debts from lease or apartment deficiencies. It may also get rid of old personal income taxes (Come in to see if your taxes qualify). Chapter 13 is like a Chapter 7 “plus”. If you qualify for a Chapter 7, it can do everything a Chapter 7 can and more. It may allow you to “cram down” the price of your car to its true value (rather than what you owe on the contract) and might allow you to “strip off” a 2nd mortgage and get rid of it like a credit card. It may also allow you to pay off IRS tax debt or credit card debt at no interest.
Immediately after filing and giving notice to your creditors, the calls will stop. The foreclosure will stop. There will be no repossession or eviction. This “stay” allows time for you to get things in order and either make payments or arrange for an orderly return of property. And surprisingly, your credit rating will start to rise sharply after filing and discharge, causing you to possibly have a better credit rating than if you’d paid all your creditors off.
Yes–almost immediately for just about all lawsuits and garnishments. The “stay” as mentioned above, gives you some breathing room so we can look at your financial situation and see if we can get rid of the judgments or possibly pay them off over a longer period of time with no interest. Garnishments can take up to 25% of your gross income. If you get a court summons, come to us at Lauber Dancey to discuss your options. It costs you nothing and may save you a lot.
If you are current on your home and we can protect the equity, you won’t lose your home. If you are current on your car, you won’t lose your car. One of the first questions the attorneys at Lauber Dancey will ask is “What are your goals?” Do you want to keep your home? Do you want to keep your car? We will give you all the options so you can make the decision that is right for you and your family. And if the creditors are knocking because you are behind, we can protect your home and car by forcing your creditors to accept a longer payment through the bankruptcy court.
Yes! But you must move quickly. Get proof of insurance and make an appointment with Lauber Dancey immediately. We can get your car back within 10 days by filing a Chapter 13 bankruptcy. As long as the car hasn’t been sold by the dealer, you can get your car back and make long term payments on that car, normally at a lower interest rate.